Carol is a recognised expert in all forms of secured finance but particularly asset based lending and real estate.
Carol regularly advises banks and developers/investors on development finance structures and investment loan facilities as well as acting for banks and independent finance houses in relation to receivables finance facilities.
Acting for St Modwen on a £30 million secured revolving credit facility from Santander.
Acting for HSBC on development and investment facilities, with 'equity' provided by way of preference shares, secured on student accomodation held in offshore vehicles.
Acting for Lloyds TSB Commercial Finance on the integration of the invoice discounting and factoring businesses of Bank of Scotland Cashflow Finance.
Acting for Santander Invoice Finance on the provision of a bespoke invoice discounting facility to trade finance house, TradeRiver.
Carol enjoys tennis, waterskiing and mountain biking.
“The pragmatic Carol Betts”
Legal 500 2010
“Leading Individual”
Chambers UK 2010
“Highly experienced, Carol Betts specialises in asset-based lending and is building up her property finance practice, acting for lenders and developers”
Chambers UK 2009