Protection

Most people have life assurance in place to pay a lump sum on their death, either to redeem a mortgage or to provide a lump sum for their family. However, many people do not have any insurance in place for their income, or to provide private medical benefits.

We offer a full range of solutions which include the following:

• Life assurance to pay a lump sum on death either within a specified term or for whenever it occurs. This can be used for a number of requirements for example family protection, business or shareholder cover or inheritance tax planning
  
• Critical illness insurance to pay a lump sum following diagnosis of an insured event, such as a heart attack or stroke
  
• Permanent health insurance to provide a replacement income should you be unable to work through illness
  
• Private medical insurance to provide access and funding for private healthcare